Yes. For your convenience, an email will be sent to your account when you sign out during your application. Simply follow the instructions in that email to log back in at your convenience.

To open an account using our online system, all owners must be 18 years of age and have a government issued form of identification.

You can take advantage of our high-yield savings accounts in Vandalia or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest.

Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank.

If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.

Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.

Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Vandalia. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.

For our CDs with highest rates in Vandalia, check out our CD Specials on our website or by calling us at 1-855-696-4352.

The home mortgage process can take anywhere from weeks to several months, depending on factors such as the type of loan, the current housing market, and the complexity of your financial situation. We value your time, and our mortgage lenders in Vandalia will work closely with you so you get a timely solution.

The interest rate on a home mortgage is determined by factors such as your credit score, down payment, loan amount, and current market conditions. If you are looking for a mortgage broker in Vandalia you can skip this process, and our mortgage lenders can help you understand your rate and loan options directly. Ready to get started? Take the first step by getting pre-approved for a home mortgage loan.

The process to get mortgage pre-approval is where a mortgage lender like Midland States Banks reviews your finances and credit history to determine the maximum amount they would be willing to lend you for a home purchase. It’s important to get pre-approved for a mortgage before house-hunting so you know what price range to focus on and can show sellers you’re a serious buyer.

The most common types of home mortgages include fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Our mortgage lenders are here to help you meet your goals and will be by your side throughout the home buying process. You will work directly with us rather than through mortgage brokers.