Branch Location
Midland States Bank
1201 Network Centre Drive
Effingham, IL 62401
US
(855) 696-4352
Branch Hours
Let's Navigate Your Goals Together
Let's Navigate Your Goals Together
This Midland States Bank branch is conveniently located at 1201 Network Centre Drive in Effingham, IL with a friendly staff that can connect you with a financial advisor*, mortgage loan originator, commercial banker, and so much more. Or, get started online by answering a few quick questions to explore financial solutions tailored to your needs.
Share Your Goals* Investment products are not insured by the FDIC; are not deposits; and may lose value.
Skip the Trip — Open Your Account Online Today
Find Your Career at Midland
Find Your Career at Midland
As a community bank, we seek bright, enthusiastic people to enhance our team. We’ve experienced rapid growth through the entrance of new markets and are looking for people who have the sales and service skills that will help us evolve.
Our employees truly care about the success of our clients, putting heart and soul into every relationship, every experience and every customer interaction. If you’re considering a career change or looking for a new position, come join the Midland team.
View Job OpportunitiesStay on top of your personal finances on the go while getting all the bells and whistles.
Frequently Asked Questions
Yes. For your convenience, an email will be sent to your account when you sign out during your application. Simply follow the instructions in that email to log back in at your convenience.
To open an account using our online system, all owners must be 18 years of age and have a government issued form of identification.
You can take advantage of our high-yield savings accounts in Effingham or at any of our Midland locations. We offer high-interest savings account options in the form of high-yield money markets, high rate CDs, or a traditional savings account, our FlexSaver Savings. The FlexSaver only requires a $0.01 minimum daily balance to earn interest.
Our savings accounts are automatically FDIC insured up to $250,000 per depositor and for each account ownership category, so you can rest assured knowing your money is safe with Midland States Bank.
If you aren’t sure what the best high yield savings account option is for you, we can help you determine the account that suits your needs. Simply call us at 1- 855-696-4352 to get started, or visit any Midland location.
Midland’s YouthSaver is a kids’ savings account that was made specifically for individuals under the age of 18, and it can be opened at any of our locations. The best savings account for kids is one that allows children to start building their funds from an early age, and our child savings account does just that! The YouthSaver must be co-owned, with a parent or guardian. This is a great bank account for teenagers ages 14-17. Then, once your child turns 18, the account will transfer to their name.
Yes, Midland States Bank offers joint accounts. You can open a joint checking account or a joint savings account in Effingham. We make it easy for both owners to manage the account. If you need help choosing which account fits both owners’ needs, our Bankers can help you determine what the best joint bank account option is for you.
For our CDs with highest rates in Effingham, check out our CD Specials on our website or by calling us at 1-855-696-4352.